Global payment technology leader: VISA Inc(V) (1958)

Visa Inc. (NYSE: V) was founded in 1958 and is headquartered in San Francisco, California. It has 17,000 full-time employees. It is a company focused on global payment technology research and provision, connecting more than 200 worldwide Consumers, businesses, financial institutions and governments in countries and regions promote people to use digital currencies more conveniently instead of cash or checks.

visa logo

Visa (V):

In 1959, Bank of America began to issue Bank of America cards in California, USA. In 1977, it officially adopted “VISA” as the logo of the organization, known as Visa International. The VISA card is a credit card issued by Visa International in late 1982. After nearly 60 years of development, VISA has developed into an alliance with 21,000 members of financial institutions.

About VISA card:

Visa card is also translated as Visa, Visa, Huicai, and Visa. It is a credit card brand. Visa card was issued in 1976, and its predecessor was BankAmericard issued by Bank of America. Visa International does not itself issue Visa cards, but is issued by member banks of Visa International. In Mainland China, almost all commercial banks issue Visa cards. Today, JPMorgan Chase Bank is the world’s largest issuing bank for Visa cards.

Visa cards can be accepted at more than 29 million merchant transaction points around the world, and can withdraw cash from 1.8 million ATMs, providing unlimited convenience. There are more than 1.85 billion Visa cards in circulation worldwide, which proves that Visa is the most popular payment brand. Visa provides a wide range of credit and debit products to meet various payment and life needs.


The most popular Visa card in the world enjoys convenient, safe and reliable payment services.

Regardless of daily shopping, hotel reservations, or online bookstore shopping, Visa cards are the most recognized and accepted by merchants, and are equally popular online and in the real world.

Gold card

Whether it is a new customer with a good credit history or an old customer who has always supported the Visa card, please upgrade to the Visa Gold Card immediately to enjoy the gold standard of superior service.

As long as you hold a Visa gold card, you can enjoy a credit line generally exceeding US$5,000, a revolving credit line, emergency reissuance of new cards, and travel cash expenditure services. In addition, Visa Gold Card holders can also enjoy travel accident insurance, medical and legal service introduction and assistance, as well as 24 hours a day toll-free telephone support from the Visa Global Emergency Service Center.

platinum Card

The Visa Platinum Card provides extremely high credit lines, tailor-made travel hospitality services and entertainment, US$500,000 travel accident insurance, and a series of fascinating exclusive offers.

Unlimited card

The Visa Infinite Card crosses the boundaries of ordinary payment, providing credit lines that are hard to find elsewhere, unimaginable convenience, tailor-made offers, and unparalleled services. Only a few invited people can enjoy the uniqueness of the Visa Infinite Card status.

debit card

The Visa debit card can be paid directly from the bank account, and the payment record will be detailed in the bank statement, making financial management easier and more convenient.

No matter daily shopping, restaurant dining, car refueling, travel shopping, you can use Visa debit card to pay, everything is naturally simpler. You can also use your Visa debit card to withdraw cash from ATMs around the world. Visa debit cards make the shopping process faster, more convenient and safer, and can be accepted by tens of millions of merchants worldwide.

Wave card

As long as the VisaWave card is close to the card reader, the payment can be completed, which is faster, simpler and safer.


VisaMobile integrates all the discounts provided by the Visa card into the mobile phone. You can purchase or download coupons, games, music, movie tickets, etc. over the phone, and enjoy your life!

Prepaid card

Payment options other than cash or cheques are convenient and safe. Visa prepaid cards provide an easy, convenient and safe way to pay anytime, anywhere with peace of mind. VisaTravelMoney is a travel prepaid card that can travel to more than 1.8 million ATMs in more than 200 countries or regions around the world for 24 hours, and withdraw local currency at will for travel expenses.

Virtual credit card

Also known as: virtual credit card, virtual VISA credit card, VISA virtual credit card, VISA virtual card, VISA international credit card, task card, game activation card, PayPal activation card and EB activation card, etc. It is the Oufei digital card for users who do not have an international credit card. Specially launched products for overseas online shopping and activation of various online accounts.

The difference between Visa, Master, American Express, etc.:

There are currently five major credit card brands in the world:

  • Visa International (Organization)
  • MasterCard International (Organization)
  • American Express International Inc. ( AmericaExpress ) (professional credit card company)
  • Diners Club (Professional Credit Card Company)
  • JCB Japan International Credit Card Company (JCB) (professional credit card company)

Visa International is currently the world’s largest credit card and traveler’s check organization, under its own brand trademarks such as Visa, ELECTRON, INTERLINK, PLUS and Visa CASH.

MasterCard is the world’s second largest credit card international organization, and it has brands such as MasterCard, Maestro, Mondex, and Cirrus.

Visa and MasterCard have built a credit card consumption alliance on a global scale. After domestic banks cooperate with them, credit cards issued by domestic banks can be used for consumption within their alliance. You can choose to apply for a Visa credit card or a MasterCard credit card when applying for a credit card.

On July 28, 2015, Visa announced an investment of US$100 million in online payment processing company Stripe Inc, bringing the latter’s valuation to US$5 billion.

VISA Visa’s investment:

On October 11, 2006, Visa announced that some of its businesses will be merged into a listed company Visa Inc. According to the IPO reorganization, Visa Canada, Visa International and Visa USA merged into a new listed company. Visa’s Western Europe business becomes an independent company, owned by its member banks, which will also hold a minority stake in Visa Inc. In total, more than 35 investment banks participated in the IPO in multiple identities (underwriters, consulting companies, etc.).

On October 3, 2007, Visa completed the company reorganization by forming Visa Inc. The new company is the first step in Visa’s initial public offering. The second step occurred on November 9, 2007, when the new Visa company filed a $10 billion IPO application with the US Securities and Exchange Commission (SEC).

On February 25, 2008, Visa announced that it would conduct an IPO and finally go public on March 18, 2008. Visa sold 406 million shares at a price of $44 per share ($2 higher than the expected high-end price of the $37-42 pricing range), raising $17.9 billion in the largest initial public offering in US history.

On March 20, 2008, IPO underwriters (including JP Morgan Chase, Goldman Sachs, Bank of America Securities LLC, Citibank, HSBC, Merrill Lynch, UBS Investment Bank, and Wachovia Securities) exercised their rights issue Option to purchase an additional 40.6 million shares, bringing the total number of Visa’s initial public offering to 446.6 million shares and bringing the total fundraising to $19.1 billion.

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