One of Japan’s largest consumer finance companies: Aiful Corporation (AIFLY) (1967)

Aiful Corporation (OTC PINK: AIFLY, TYO: 8515) was established in 1967, formerly known as Marutaka, Inc., and changed to its current name in May 1982. It is headquartered in Kyoto, Japan and has 2,113 full-time employees. It is a company engaged in Japan Consumer finance and credit guarantee companies.

Aiful Corporation

Aiful Corporation (AIFLY):

AIFUL is one of the largest consumer finance companies in Japan.

Aiful Corporation provides unsecured, secured and small business loans; as well as credit cards, prepaid cards, credit guarantees, debt collection, venture capital, receiving agency, company turnover and restructuring, warehouse, document management and leasing services, as well as used cars and medical care loan.

Aiful Corporation also provides post-payment settlement, factoring and installment credit sales services.

As of March 31, 2020, Aiful Corporation operates a network of 20 branches.

Aiful Corporation (AIFLY) History:

Aiful was established in April 1967 by Yoshitaka Fukuda and is a wholly-owned company. In 1978, this small company was restructured into Marutaka, Inc. in Kyoto and opened 4 branches to expand its consumer finance business. The company continued to grow over the next five years and acquired three small companies in the same business unit, and was renamed Aiful Corporation in 1983. These mergers brought the company’s capital to more than 90 million yen and its market share in the consumer loan sector continued to grow. Soon thereafter, the company began offering mortgage loans and small business loans. From the 1980s to the present, the company has continuously expanded its scale by seeking new investment opportunities, especially real estate, mergers and acquisitions to increase market share.

Today, the company provides a wide range of consumer financial services, from issuing credit cards to providing home equity loans. In addition, the company provides loans for small businesses and until recently operated a series of karaoke halls and Taiwan-style restaurants. The company has 912 branches in Japan (many of which are ATMs) and currently has more than 2,100 employees.

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